Meet Carlo · your AI mini-CFO

Every transfer,
coded to GAAP in seconds.

Moving money between locations, paying down a card, sweeping cash to the main account? Just tell Carlo in plain English. He builds a balanced journal entry, cites the standard, and syncs it to QuickBooks & your Google Sheet — the judgment of a Big-4 CPA, for any country or state.

✓ Balanced double-entry ✓ ASC / IFRS cited ✓ Learns your books
No credit card · Free plan included · Set up in ~30 seconds
Carlo.AI live demo
Plugs into the tools you already use
📊 QuickBooks Online 📗 Google Sheets ✉️ Gmail 🏦 Plaid · soon
<10s
to code & log an entry
100%
balanced double-entry
ASC / IFRS
standards cited, by jurisdiction
Big-4
CPA + CFO-grade judgment
How it works

From a sentence to a posted entry.

1

Tell Carlo

"Move $1,000 from Lenox Hill to Midtown East for payroll." Plain English — or answer a few one-tap questions.

2

Carlo codes it — agentically

Carlo pulls your chart, checks your history and trained model, builds the journal entry, and validates it balances before showing you a thing.

3

Post & log

One tap posts it, mirrors it to your Google Sheet, and files the audit trail. Standards (ASC 810/850, IFRS, local tax) are cited inline.

Try it free
Just say it

If you can text it, Carlo can code it.

No forms, no GL codes to memorize. Type what happened — Carlo figures out the accounts, the entry, and the standard.

Move $1,000 from Lenox Hill to Midtown East for payroll
Intercompany cash transferDr 1002 / Cr 1001 · ASC 810/850
Paid off the Amex — $4,200 out of the Commissary account
Credit-card paydownDr 2100 / Cr 1003 · liability settled
Sweep yesterday's cash from all three locations into the main account
Multi-location sweep3 debits → 1 credit, balanced
Owner wired in $25k to cover June rent
Owner capital contributionDr 1001 / Cr 3001 · equity
The math

Minutes of fiddly bookkeeping, gone.

A single transfer takes 3–5 minutes to code and log by hand — and that's if you don't fat-finger a debit. Carlo does it in seconds, every time.

😩 By hand

  • Look up which GL account each side hits
  • Remember the right debit / credit direction
  • Type it into the books, then again into a sheet
  • Hope it balances — and that nothing was miscoded
  • No standard cited, no audit trail unless you build one

⚡ With Carlo

  • Type one plain-English sentence
  • Carlo picks the accounts from your chart & history
  • Balanced double-entry, validated before you see it
  • The governing standard (ASC/IFRS) cited inline
  • Auto-synced to QuickBooks & Google Sheets with an audit trail
Why Carlo

A CFO's judgment, on every transfer.

Carlo pairs Big-4-grade accounting logic with your own books — and double-checks every entry before it posts.

⚖️

Always balanced

Proper double-entry every time. A deterministic rules engine re-validates debits = credits and flags P&L leaks before anything logs.

🌍

Any country or state

Set your jurisdiction and Carlo applies US GAAP, IFRS, or local GAAP plus the right tax/labor rules — and cites the governing standard.

🧠

Agentic + learns you

A multi-step agent that pulls your chart, your history, and a model trained on your own entries — getting smarter every time you post.

💬

Just talk to it

Plain-English intake or one-tap answers. It feels like texting your accountant — who never forgets a debit.

📒

Logs to your books

Every entry flows to a Google Sheet with an audit trail, so your records build themselves as you work.

🏢

Multi-entity ready

Per-location cash accounts, intercompany Due-To / Due-From, and split sweeps across many locations — built for restaurant groups.

Pricing

Start free. Upgrade when it pays for itself.

Every plan includes unlimited rules-engine entries and balance checks. Paid plans add the AI agent, jurisdiction logic, and Google Sheets sync.

Free
$0
Try Carlo with the rules engine + a taste of AI.
  • 1 private workspace
  • Unlimited manual entries
  • GAAP double-entry + balance checks
  • 15 AI-coded transfers / mo
  • CSV export
Start free
Most popular
Pro
$29 /mo
Full AI CFO for a single restaurant or small group.
  • Everything in Free
  • 60 AI-coded transfers / mo
  • Agentic natural-language intake
  • Jurisdiction-aware GAAP/IFRS + tax
  • Google Sheets logging
  • Trained ML GL prediction
Start free, then upgrade
Business
$99 /mo
Multi-entity groups & bookkeepers with many clients.
  • Everything in Pro
  • 200 AI-coded transfers / mo
  • Multi-entity / intercompany tooling
  • Priority support
  • Early access to new features
Start free, then upgrade
FAQ

Questions, answered.

Is Carlo a licensed CPA?

No. Carlo is AI-assisted and gives you balanced, standards-cited entries fast — but anything filed or attested should be reviewed by a licensed professional. Carlo is software, not accounting advice.

Does it work outside the US?

Yes. Set your jurisdiction (country/state) and Carlo applies the right framework — US GAAP, IFRS, or local GAAP — plus the relevant tax and labor rules, and cites the governing standard.

Where does my data go?

Into your own private workspace, isolated from every other account. Posted entries also mirror to your Google Sheet (or a local CSV until you connect Google). You can export anytime.

What if Carlo codes something wrong?

You review every entry before posting and can change the GL account. Carlo also learns from your choices, so it gets more accurate to your books over time.

Do I need a credit card to start?

No. The Free plan needs no card — create an account and start logging in about 30 seconds.

Stop coding transfers by hand.

Open a private workspace and post your first GAAP-correct, synced entry in under a minute.

Start free
  • No credit card to start
  • Free plan included — forever
  • Set up in about 30 seconds
  • Your books stay private & exportable

Carlo is AI-assisted, not a licensed CPA. Every figure is balanced and standards are cited, but anything filed or attested should be reviewed by a licensed professional.